SPECIALIZED INSURANCE PROGRAMS FOR COLLEGES & UNIVERSITIES
We help your institution design a tailored insurance program suited to your unique needs.
Find out which policies you need to protect your faculty, students, and institution.
The new reality we are all living in has upended business as usual for colleges and universities. Not only have campuses shifted to remote learning almost overnight, but institutions are also suddenly faced with new risks and challenges brought by the cyber world.
Fulcro’s all insurance lines specialists are here to help educational institutions design a specialized and effective policy plan so that your employees and students are protected if the unexpected happens.
Policies to consider include:
Abuse or Molestation Liability
Coverage includes the actual, alleged, or threatened abuse, molestation, or exploitation by anyone of any person while in the care, custody, or control of any insured.
Cyber Liability Coverage
Can cover costs associated with data breaches and cyber attacks on your institution, such as loss of income due to a cyber event, costs for recovering compromised data, costs for repairing damaged computer systems, and more. Can also protect against damages due to loss of a third-party's information kept. (ie. students, faculty members, etc).
Directors & Officers Liability
Protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing the business.
Employment Practices Liability
Specialized insurance designed to protect against loss incurred in litigating and settling wrongful employment practice liability claims, including wrongful terminations, harassment, discrimination, defamation, and unfair or illegal hiring practices.
Professional Liability Insurance
Provides protection for professionals if there are errors or omissions in services rendered. Essentially, it helps cover claims of negligence, misrepresentations, and inaccurate advice. Anyone offering professional services and/or advice to their customers should have this insurance.
Property Insurance
Provides protection for, but not limited to, your building, its equipment, and the business' personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.
Abuse or Molestation Liability
Coverage includes the actual, alleged, or threatened abuse, molestation, or exploitation by anyone of any person while in the care, custody, or control of any insured.
Cyber Liability Coverage
Can cover costs associated with data breaches and cyber attacks on your institution, such as loss of income due to a cyber event, costs for recovering compromised data, costs for repairing damaged computer systems, and more. Can also protect against damages due to loss of a third-party's information kept. (ie. students, faculty members, etc).
Directors & Officers Liability
Protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing the business.
Employment Practices Liability
Specialized insurance designed to protect against loss incurred in litigating and settling wrongful employment practice liability claims, including wrongful terminations, harassment, discrimination, defamation, and unfair or illegal hiring practices.
Professional Liability Insurance
Provides protection for professionals if there are errors or omissions in services rendered. Essentially, it helps cover claims of negligence, misrepresentations, and inaccurate advice. Anyone offering professional services and/or advice to their customers should have this insurance.
Property Insurance
Provides protection for, but not limited to, your building, its equipment, and the business' personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.
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