Masterpiece Home and Contents

Chubb’s Masterpiece Home and Contents coverage is designed for high value homes and its owners. This coverage offers, but is not limited to:

• Complimentary home appraisals for homes over $750,000.
  
• Free loss control evaluation of your home.
• Cash out option if you decide not to rebuild or rebuild at another location after a total loss.
• Pays for upgrades required by local, state or federal building codes.
• Does not limit temporary housing (for as long as it takes to rebuild your home) as do other standard Homeowners policy.

Masterpiece Automobile

Another reason why Masterpiece is unique is the Masterpiece Auto Preference coverage.

• Auto Preference lets you know the settlement value for your auto at the time you obtain the policy. (Claims are settled without depreciation for wear and tear on parts).
• In the event of a total loss or theft, Chubb will waive the deductible.
• Up to $3,000 for the loss of use of your car that can be used towards a rental car, hotel accommodations or airfare when the loss occurs 50 miles or more from home.
• Auto Preference services help you to find the highest quality repair shops in your local area.

Masterpiece Valuable Articles

Chubb's Masterpiece Valuable Articles Coverage helps you protect your financial investment in jewelry, collectibles, china, crystal, silver, artworks, furs, antiques and virtually any other type of valuable. This coverage offers, but is not limited to:

• Broader coverage and higher limits than standard homeowner’s policies.
• Itemized and blanket coverage option.
• Breakage protection.
• Coverage for "mysterious disappearance."
• Worldwide coverage.
• No deductible (for itemized coverage option).
• Appraisals not required for individual jewelry pieces valued at less than $50,000 and fine arts valued at less than $100,000.
• Cash settlement option.
• Coverage for certain newly acquired items.

Masterpiece Yacht

You can help protect your boat—whether a small runabout, sailboat, yacht, or megayacht with a full-time captain and crew—with some of the most seaworthy coverage and service available on the open water.

• Masterpiece Yacht is designed for owners of all types of personal watercraft.
• Replacement cost coverage for watercrafts under $1 million and with three years of age or less.
• For watercrafts above $1 million Masterpiece offers agreed value which settles a total loss at the amount agreed at the time the policy was issued.
• The tender is covered at no additional cost and no deductible applies.
• Masterpiece Yacht Preference is designed to address the unique coverage needs of owners of high-valued yachts (above $1 million) with a full-time paid captain and crew maintaining the watercraft.

Masterpiece Excess Liability

The personal liability coverage available through a homeowners or automobile policy simply may not be enough. Therefore, Chubb’s excess liability coverage provides higher limits above standard ones to better protect you against personal liabilities that could attack a substantial portion of your assets. Do you know how much you have at risk?

Masterpiece Family Protection

Helps cover your expenses if you or someone close to you is a victim of home invasion, child abduction, carjacking, stalking threats, road rage, air rage or hijacking crimes almost anywhere in the world. Chubb is the first insurer to offer family protection coverage.