SPECIALIZED INSURANCE SOLUTIONS FOR RETAIL BUSINESSES
Ensure your company’s stability and peace of mind with the right insurance program.
Learn which policies you need to protect your retail business
Our all-lines insurance specialists are here to design the perfect policy plan tailored to the unique needs of retail businesses that can help protect you from a range of accidents and mishaps, such as weather-related damage, malfunctions in utilities, theft, vandalism, and other manmade problems.
Our Retail Clients include:
- Grocery, Drug, Department, and Convenience Stores
- Online Shops
- Service-related businesses such as beauty salons and rental places
Policies to consider include:
Business Automobile Liability
Covers the financial responsibility if you or an employee is at fault in an automobile accident and people are injured or their property is damaged.
Business Income Insurance including Extra Expense
Covers a business's loss of income when damage to its premises by a covered cause of loss results in a slowdown or suspension of operations. Coverage applies to the extra expense incurred during the time required to repair or replace the damaged property and/or to recover from a major disruption.
Cyber Liability Insurance
Can cover costs associated with data breaches and cyber attacks on your business, such as loss of income due to a cyber event, costs associated with notifying customers affected by a breach, costs for recovering compromised data, costs for repairing damaged computer systems and more.
Environmental Impairment Liability (EIL)
This policy is designed to provide coverage for unknown pre-existing, and future environmental liabilities. It can be tailored to provide coverage for claims for bodily injury, property damage, and cleanup costs as a result of a pollution event.
Equipment Breakdown Insurance
Protects your company’s mechanical, electrical, and computer equipment from unexpected breakdowns including the cost to repair or replace damaged equipment.
Product Recall Liability
If your business has to recall a product for either voluntary or involuntary reasons, this bond can cover the cost of collecting and/or disposing of recalled or unsafe products; as well as crisis/public relations management.
Property Insurance
Provides protection for, but not limited to, your building, its equipment, and the business' personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.
Umbrella Policy
Extra insurance that provides protection beyond existing limits and coverages of other policies, including bodily injuries, property damage, as well as personal and advertising injuries.
Business Automobile Liability
Covers the financial responsibility if you or an employee is at fault in an automobile accident and people are injured or their property is damaged.
Business Income Insurance including Extra Expense
Covers a business's loss of income when damage to its premises by a covered cause of loss results in a slowdown or suspension of operations. Coverage applies to the extra expense incurred during the time required to repair or replace the damaged property and/or to recover from a major disruption.
Cyber Liability Insurance
Can cover costs associated with data breaches and cyber attacks on your business, such as loss of income due to a cyber event, costs associated with notifying customers affected by a breach, costs for recovering compromised data, costs for repairing damaged computer systems and more.
Environmental Impairment Liability (EIL)
This policy is designed to provide coverage for unknown pre-existing, and future environmental liabilities. It can be tailored to provide coverage for claims for bodily injury, property damage, and cleanup costs as a result of a pollution event.
Equipment Breakdown Insurance
Protects your company’s mechanical, electrical, and computer equipment from unexpected breakdowns including the cost to repair or replace damaged equipment.
Product Recall Liability
If your business has to recall a product for either voluntary or involuntary reasons, this bond can cover the cost of collecting and/or disposing of recalled or unsafe products; as well as crisis/public relations management.
Property Insurance
Provides protection for, but not limited to, your building, its equipment, and the business' personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.
Umbrella Policy
Extra insurance that provides protection beyond existing limits and coverages of other policies, including bodily injuries, property damage, as well as personal and advertising injuries.
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